*APR=Annual Percentage Rate. Your rate is based on evaluation of your credit. Transferred balances and new purchases will have a promotional rate as low as 8.99% APR for 12 billing cycles. At the end of the promotional period, the account will convert to the standard variable rate as determined by creditworthiness for the respective card type. As of 10/10/23, rates are currently as low as 14.75%  to 18.00% APR for Platinum or 15.75%  to 18.00% APR for Platinum Rewards. Annual Percentage Rate will not exceed 18.00% APR. Existing Velocity Community CU VISA Credit Card balances are not transferable. Promotional period begins 11/1/23 and ends 12/31/23.